Bank Loan Assistance is accredited with Philippine local banks to assist you with your Bank Financing requirements depending on your specific needs. Even Senior Citizens may apply for a bank loan. We will make the application for you so you will be able to buy homes listed in this website or for other purposes you may want for a loan.

Our FREE Bank Loan Assistance is for the following:

1) Filipinos living in the Philippines
2) Overseas Filipino Workers (OFWs).
3) Foreigners who may have a Filipino representative or co-borrower.

Whether you are out of the country or in the Philippines, we can assist you in your loan application (BDO, BPI Family, Union Bank)


+++++++++++++++++  BDO BANK LOAN REQUIREMENTS +++++++++++++


If LOCALLY employed:

  • Latest Income Tax Return (ITR) or Certificate of Creditable Tax Withheld (W2) at Source for at least three (3) years
  • Photocopy of 2 Government Issued ID's with 3 specimen signature
  • Latest Proof of Billing
  • BIR Form 2316
  • Certificate of Employment and Salary; payslip for the past three (3) months

If employed ABROAD :

  • Latest 3 months proof of remittance, or
  • Latest 3 months payslip, or
  • Cert of Employment or Employment Contract duly authenticated by Phil Consulate Office, or
  • For seamen, latest Crew Contract and employment history or Crew Contract and Exit Pass from POEA.
  • SPA notarized and with Philippine consular seal (if the signatory to the transaction is other than the buyer.  Note: 

If in business or self-employed:

  • Income Tax Return and Audited Financial Statement for three (3) years
  • In-House Financial Statements for at least three (3) years
  • Certificate of Business Registration (SEC or DTI)
  • Articles of Incorporation / Partnership and By-Laws
  • Bank Statements (latest 3 months)
  • Business Background / Company Profile
  • List of major suppliers and customers (at least 3) (pls. indicate telephone number and contact person) or List of Affiliated Hospitals/Clinics (for doctors)
  • Lease Contracts and copy of title (for income derived from rental)

Additional requirements:

  • Marriage Contract (if applicable)
  • Bank Statements / Certification
  • Titles to properties owned but not offered as collateral (if any)
  • Lease contracts of income generating properties (if any)
  • OR/CR of vehicles owned (if any)
  • Stock Certificates (if any)

Information on collateral property:

  • Photocopy of the title
  • Certified lot plan and location / vicinity map
  • If loan is for construction / renovation: Bill of materials, Building plans and
  • specifications
  • If loan is for refinancing: Statement of account from the creditor / mortgagor
  • Master Deed of Declaration of Restrictions (for condominiums)

Additional Documents:

For Construction Loan:

  • Building Plan or Floor Plan
  • Bill of Materials and Labor Cost
  • Building Specifications certified by Architect/Civil Engineer

Types of Acceptable Visa for Foreigners

  • Quota or Non-Quota Immigrant Visa:
  • Alien spouse of a Filipino citizen (Sec 13A Visa)

-  Natural-born Filipinos married to an Alien (Sec 13D Visa)
-  Returning Resident (Section 13E Visa)
-  Natural-born Filipinos naturalized in foreign country (Sec 13G Visa)

  • Photocopy of Special Retiree's Resident Visa (SRRV) or Quota/Preference Immigrant Visa
  • Permanent Resident Status and working Visa granted by Subic Bay Metropolitan Authority (SBMA)
  • Working Visa issued to Embassy Officials

For Refinancing or Loan Take-out

  • Statement of account and official receipts for the last 3 months

 APPLY NOW! Click  here to get you started with BDO Home Loan. 

For our Kabayans working abroad or Asenso Kabayan borrowers, click here for the standard Special Power of Attorney (SPA) to be executed for your assigment of loan administrator or attorney-in-fact.

For Real Estate Brokers or Referrors who want to get accredited with BDO, click here and download the Brokers/Referrors Accreditation Form.

For inquiries, please call:
Home Loan Hotline: (02) 840-7100
Customer Contact Center: (02) 631-8000
Domestic Toll Free: 1-800-10-6318000
Provicial Business Center Contact Numbers:



I. Application Form

II. Valid IDs
III. Latest Income Tax Return (ITR)
IV. Income Documents
     A. For Employed:
     1. Latest Certificate of Employment
     2. Three months latest payslips
     B. For Self-Employed:
     1. Business Permits
     2. Income Tax Return (last 2 years)
     3. Audited Financial Statements (last 2 years)
     4. Six (6) months latest bank statements
     5. List of Trade References (major suppliers/customers) with contact details
     C. For OFW:
     1. Original Certificate of Employment (latest)
     2. Original three months latest payslips
     3. Details of loan administrator (Name and contact number)
     4. Copy of passport & passport stamps showing yearly visits to the Philippines
     D. For Corporation:
     1. Signed loan application form
     2. Signed loan application form (by SURETY)
     3. Duly-approved by SEC- Articles of Partnership/ Articles of Incorporation & By-Laws
         (with latest GIS)
     4. Board Resolution or Secretary's Certificate
     5. Audited Financial Statements for the past three (3) years
     6. Trade References (Major suppliers and customers with contact details) 
     7. Six (6) months latest bank statements
V. Collateral Documents
     A. For account under tie-up with specific developer:
         1. Copy of Contract to Sell or Endorsement Letter from Developer
         2. Copy of Latest Statement of Account (SOA)
      B. Regular purchase: 
         1. Owner's Duplicate – TCT/CCT
         2. Copy of Tax Declaration
         3. Appraisal fee payment of P5000 (to be paid at any BPI Family branch)
         4. Contact details for property appraisal
      C. House Construction:
           1. Owner's Duplicate – TCT
           2. Copy of Tax Declaration
           3. Scope of Work
           4. Bill of Materials
           5. Building Plan
           6. Contact details for property appraisal
           7. Appraisal fee payment of P5000 (to be paid at any BPI Family branch)